It's essential not to overstretch yourself when you buy a new home, remortgage or borrow more money. Just fill in the boxes below and we'll work out how much spare money you have.
(after tax)
Enter your take home salary net of tax and any other deductions. Remember to include any income you receive from investments or savings.
Monthly personal costs
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Monthly home costs
Mortgage payment protection could cover your mortgage payments if you're unable to work due to accident, sickness or unemployment. Cover costs 50p each month per £1,000 of your mortgage.
Council tax depends on the value of your home and where it is, for a guide go to
www.inlandrevenue.gov.uk. Service charges apply to leasehold properties and vary widely. Ground rent is an annual charge payable to the freeholder.
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