Lloyds TSB Mortgage planning tools

You need to know that you can meet your monthly mortgage costs. Fill in the boxes below to find out how the interest rate, the amount you borrow and the term you repay your mortgage over affects your payments.

Please note that this information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision.

What type of mortgage would you like?
There are two main ways to borrow money for your home, an Interest-only or a Repayment mortgage. For an explanation of each refer to the 'Learning the language' guide within the Lloyds TSB website. Please note that if you choose an Interest-only mortgage your monthly payments will be the same regardless of the repayment term.
Which mortgage deal would you like?


Select a product from the list. For more information on any of these mortgages click 'Mortgages' from the Lloyds TSB website. If you are a first time buyer and want some further basic mortgage information, go to www.lloydstsb.com/firsttimebuyer
How much do you want to borrow?
Generally this will be the purchase price of the property plus costs involved in moving, less your deposit.
Over how many years?
Choose how many years to want to take to repay the mortgage. Terms up to 25 years are available.

Monthly mortgage payments:

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Where a product fee applies, it will be added to your new mortgage. You can then pay the fee off if you want to, or leave it on your mortgage to spread the cost. If you pay it off within 30 days of the start of your mortgage, no interest will be charged on it. If you leave it on your mortgage, interest will be charged on it as part of your main mortgage. As this will increase your loan amount, it will also affect the monthly payment on the main part of your mortgage.

Your budget

Total monthly expenditure:

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What you have left to spend:

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Your mortgage

Monthly mortgage payments:

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Moving costs

Total moving costs

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Next steps

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Speak to a mortgage specialist

Call us on 0800 783 3534 to discuss all your mortgage requirements. We're open 8am-9pm Mon to Wed, 8am-8pm Thu to Fri and 9am-4pm Sat.

Telephone calls may be monitored or recorded.